Ask in your language
Type or send a voice note in Hinglish, Hindi, English, Bengali or Assamese. Who owes what, last month’s sales, stock of an item.
Sharma ka kitna baaki hai?
Khata AIAccounting by Boat Brothers
Your books on WhatsApp. In your language.
Ask your Tally or Hisaabo books a question, by text or voice. Your accountant gets one workspace for bank, GST and audit.
For TallyPrime and Hisaabo users · Hinglish, Hindi, English, Bengali, Assamese
For owners · WhatsApp
Ask your books, the way you ask your munim
Tally lives on one PC in the office. Khata AI puts its answers on your phone, in seconds, without calling the accountant.
A morning summary
At 9 a.m. by default: yesterday’s sales, money to collect, cash and bank, and items running low.
Every day, at a time you choose
Reminders with UPI links
Khata AI lists who is overdue and sends reminders only after you confirm. Each carries a UPI link to your own UPI ID.
payment reminder bhejo
Books health check
Duplicate vouchers, cash over legal limits, negative cash and wrong-side balances, scored out of 100 with voucher numbers.
books check karo
- Party balances with open bills and days overdue; receivables and payables by age (0–30, 31–60, 61–90, 90+ days)
- Sales and purchases for any period, by party, item or day, compared with the period before
- Names found across scripts: “sharma ji”, “शर्मा” and “Sharma Traders” reach the same party, and close matches come back as numbered options
- Local words for stock: “chawal” finds rice, “sarson tel” finds mustard oil
- Reminders escalate politely over 60 days, at most four a month; a customer’s “friday ko de dunga” is saved as a promise and you are told
- Health check rules include cash payments over ₹10,000 to one party in a day (Sec 40A(3)) and cash receipts of ₹2 lakh or more (Sec 269ST)
- Salespeople on the road see the balances of their own customers and stock, nothing else
For accountants · Web workspace
The hectic parts of the books, done in one place
Bank entries, purchase bills, GST and the year-end audit, worked on top of the client’s Tally data. Every suggestion is a draft until you approve it.
Overview
Sales, receivables by age, cash and bank, low stock, and a work queue across every module.
Day Book
Every voucher by type and period, with its Dr/Cr entries.
Ledgers
Chart of accounts in Tally’s groups. Any ledger’s statement with opening, running and closing balance.
Reports
Trial balance, trading and profit & loss, and balance sheet for any financial year, in Excel.
Bank reconciliation
Upload the statement as CSV, PDF or a photo. Lines match the books on amount, date, cheque or UTR and party; the rest get a suggested entry.
GST returns
GSTR-1 (B2B, B2C, HSN) and GSTR-3B with ITC set off in the Section 49 order, exported as CSV for the portal.
Audit
The year-end checklist, with 26AS and AIS uploads, and a sign-off or explanation on every check.
Entries
Drafts from bank lines, purchase bills and depreciation. Approve them, then export as Tally import XML.
Read bill
Upload a bill photo or PDF; supplier, GSTIN, number, date and lines are filled in for you to check.
Purchase bills into GST, without retyping
Upload a bill as a photo or PDF. Khata AI reads the supplier, GSTIN, bill number, date and lines, warns on a wrong GSTIN check digit, a total that doesn’t add up or an odd rate, and picks CGST + SGST or IGST from the supplier’s state. Nothing is saved until you click Save as draft.
Bank statements, matched
Every line of a PDF or photo statement is checked against the running balance. Lines match book entries, money not yet in the books is matched to open invoices, and the rest get a suggested receipt, payment or contra. Approved drafts carry bill-wise allocations, so receipts settle the right invoices in Tally.
The audit checklist
One check per point, for the financial year, each with evidence and a reviewer’s sign-off.
- 01Opening balances
- 02Cash transactions over ₹10,000
- 03Negative cash
- 04Depreciation
- 0526AS and TDS / TCS
- 06Bank statement
- 07Turnover against GST data and AIS
- 08Cash deposits and withdrawals
- 09Duplicates and party balances
Upload 26AS and AIS from the income-tax portal; mismatches come back as a report to export.
Tally · Hisaabo
Connect Tally in four steps
A small Windows connector on the Tally PC keeps Khata AI in step with the books. Using Hisaabo instead? Khata AI connects through its API, and can draft invoices and receipts from a message.
- 1
Turn on Tally’s connection
In TallyPrime, set it to act as both client and server on port 9000. One setting, once.
- 2
Pair with a code
Create a pairing code in the console. It works once and expires in 15 minutes.
- 3
Run the connector
Download khata-connector.exe on the Tally PC and type the code. It installs as a Windows service that starts with the PC.
- 4
Books stay in sync
Every 10 minutes it sends only what changed. An answer from older data says how old it is.
How it stays right
Built so an accountant can trust it
Tally stays the book of record
Khata AI reads the books and hands back draft entries for your accountant to import. It never edits Tally on its own.
Numbers come from your books
Every figure is calculated from your synced data, never by the language model. A reply with a number it cannot trace is replaced by the plain answer.
AI proposes, a person decides
Bank matches, suggested entries and audit findings are proposals. Nothing is saved, sent or exported until someone approves it.
Your money, your UPI
Payment links open the customer’s UPI app with your UPI ID and the amount filled in. Khata AI never holds funds.
Roles · Security
Everyone sees only their part
- Owner
- Everything: questions, morning summary, reminders, health check, the full workspace and the Team page.
- Accountant
- The full workspace. One login can hold many client businesses.
- Salesperson
- Balances of the customers the owner assigns, and stock. Nothing else.
- Customer
- Receives reminders on WhatsApp. Replies are saved as payment promises.
- Roles enforced in code, not in the prompt: the assistant is only offered what the role allows
- Connector requests signed with HMAC, with timestamps and one-time nonces against replay
- Pairing codes stored hashed, single use, 15-minute expiry, rate limited
- API keys encrypted at rest with AES-256-GCM, bound to each business
- Every business’s data scoped by its own ID, down to the cache
- Sign-in with mobile number and password, hashed with scrypt and rate limited; sessions end on a password change
- Phone numbers masked and message text kept out of logs
- An append-only audit log of pairing, sync, confirmed actions and admin commands
Questions
What owners and accountants ask
What is Khata AI?
Does Khata AI replace Tally?
Which accounting software does it work with?
How does Khata AI connect to Tally?
Can it prepare GST returns and help with the audit?
Does Khata AI handle my money?
Can AI get my numbers wrong?
How do I start?
Building for construction instead? See Luit, our operating system for construction companies.
Khata AI
See it on your own books
We connect Khata AI to your Tally or Hisaabo and walk you and your accountant through it.
Shaped by recorded conversations with a practising accountant: how bank entries, purchase bills, GST returns and the year-end audit are really done. Designed, built and run by Boat Brothers.